by Pam Horowitz | Nov 19, 2025 | Saving money
Are you “revenge saving”? It’s the newest shift I’m seeing — people swinging from post-pandemic splurging to aggressively rebuilding their financial cushion. And honestly, I think it’s a healthy reaction. When everything feels expensive and unpredictable, saving can...
by Pam Horowitz | Oct 15, 2025 | Retirement
Retirement planning works best when both partners are dreaming in the same direction. I shared this article because it’s such an important reminder that money decisions are emotional long before they’re mathematical. You don’t need a formal strategy session or...
by Pam Horowitz | Sep 16, 2025 | Inheritance
Many people wrestle with the question of helping loved ones now versus preserving everything for later. And there’s no perfect formula — every family’s needs and values are different. What I appreciate about this article is how gently it approaches a topic that can...
by Pam Horowitz | Aug 12, 2025 | Retirement
This “240 paychecks” concept is one of my favorite ways to simplify retirement income planning. It breaks things down into something tangible: instead of thinking about decades of unknowns, you’re thinking about a monthly paycheck — the same rhythm you’ve lived with...
by Pam Horowitz | Jul 10, 2025 | Retirement
The SECURE 2.0 Act continues reshaping the retirement landscape in ways many people haven’t fully absorbed yet. One of the biggest advantages for 2025 is the enhanced catch-up limits for individuals ages 60 to 63 — now up to $11,250 for 401(k)s, 403(b)s, and...
