by Pam Horowitz | Aug 12, 2025 | Retirement
This “240 paychecks” concept is one of my favorite ways to simplify retirement income planning. It breaks things down into something tangible: instead of thinking about decades of unknowns, you’re thinking about a monthly paycheck — the same rhythm you’ve lived with...
by Pam Horowitz | Jul 10, 2025 | Retirement
The SECURE 2.0 Act continues reshaping the retirement landscape in ways many people haven’t fully absorbed yet. One of the biggest advantages for 2025 is the enhanced catch-up limits for individuals ages 60 to 63 — now up to $11,250 for 401(k)s, 403(b)s, and...
by Pam Horowitz | Jun 9, 2025 | Aging
Supporting aging parents can be one of the most emotional and complicated responsibilities we face. There’s no roadmap, and every family’s situation is different. That’s why I appreciated this article’s explanation of using a joint account — not as “the” answer but as...
by Pam Horowitz | May 8, 2025 | Retirement
Sometimes retirement is something we choose… and sometimes it’s something life chooses for us. Whether it’s health challenges, caregiving needs, or sudden job shifts, early retirement can feel overwhelming. That’s why I found this article so compassionate and...
by Pam Horowitz | Apr 4, 2025 | Tax
Taxes may never be “fun,” but having a clear plan makes them far less stressful. I liked this article because it walks through your filing options in a way that’s easy to digest — and that’s not always the case with tax content. One thing worth remembering: doing...
