Harvest Moon is beside you from start to finish, from helping you examine – honestly – where you are now, then developing the plan to get where you want to be. And we stand beside you as the plan is executed.
Lifetime Income Planning
We’ll partner with you as we choose and deploy the strategies that produce the assets you will need to meet your future income needs.
Business Succession Planning
As a business owner, the ability to transition through the moving stages of development is one of your greatest assets. Harvest Moon will help you maintain and increase the vitality of your business, and when you’re ready to exit, we will stand ready to guide you every step of the way.
We want to help you write the story of your prosperity. This part of the process will help you consider the future of your wealth and how you can ensure it impacts future generations – even after you are gone.
Simply put, you want your harvest to outlive you. But this eventuality brings with it countless questions and an array of emotions. We approach this sometimes stressful process with compassion, insight and decisiveness, helping you take advantage of every available estate planning resource. If necessary, we will connect you with estate planning specialists who help address legal and other considerations.
If your life takes an unexpected turn, there’s comfort knowing you have planned for it. That’s where life insurance come into play, and we’re here to help you determine what, and how much, insurance you need to ensure a safety net for you or your family. Because we partner with you for life, we’re here to help guide you when your insurance needs change. What might seem essential when you are a parent with teen children might not be as important when you retire. We’re the experts and we work with you to fine tune your insurance needs throughout your lifetime.
Harvest Moon has the capability to build annuities into your wealth management plan. An annuity is an insurance product, so you buy it to reduce risk. Some annuities, like variable annuities, have a selection of stock and bond portfolios available as investment choices inside the insurance contract. Other annuities are true insurance with no investment component at all. We’re here to help you determine if an annuity can be a beneficial part of your portfolio and to explain the complexities that may go along with owning them.