by Pam Horowitz | Jan 6, 2025 | Inheritance
Estate planning can feel intimidating, even for people who are otherwise organized and financially savvy. Sometimes the hardest part is knowing what not to include. This article does a great job highlighting the common pitfalls — the outdated documents, the accidental...
by Pam Horowitz | Dec 10, 2024 | Retirement
Social Security is something almost all of us count on, yet very few people feel confident navigating it. That’s especially true when it comes to spousal and survivor benefits. I shared this article because it offers clarity on a topic that’s often misunderstood — and...
by Pam Horowitz | Nov 21, 2024 | Uncategorized
Health care is one of the biggest and most unpredictable pieces of retirement planning. Costs often rise faster than expected, and even well-prepared retirees can feel caught off guard. This article gives a clear overview of what to anticipate and the tools available...
by Pam Horowitz | Oct 22, 2024 | Retirement
Being your own boss brings incredible freedom — but also unique challenges when it comes to retirement planning. No employer match, no HR department, no automatic savings. It’s all on you. That’s why I liked this article: it highlights the reminders many self-employed...
by Pam Horowitz | Sep 25, 2024 | Business
HSAs are one of the most powerful savings tools available, but knowing whether to invest the funds or keep them in cash can be confusing. I liked this article because it breaks down the decision — risk tolerance, near-term medical needs, tax advantages, and long-term...
