by Pam Horowitz | Aug 21, 2023 | Retirement, Uncategorized
Heard the buzz about FIRE retirement but wondered what it means? Well, it’s Financial Independence, Retire Early, and it’s not an easy thing to do. Here’s a quick article that explains it. If it is something you are considering, Harvest Moon suggests first talking...
by Pam Horowitz | Jul 24, 2023 | Retirement
About 56 percent of workers aged 50 and over have faced some sort of unplanned departure from work for various reasons, ranging from health issues or caring for an infirm relative to redundancy. Read more about how to face the future when this happens. Many Americans,...
by Pam Horowitz | May 15, 2023 | Retirement
A retired household faces three types of healthcare expenses, and it’s important to know what they are. After all, the more you know, the more accurately you can prepare. In a 2022 survey, 35% of all workers reported they were either “not too” or “not at all”...
by Pam Horowitz | Apr 26, 2023 | Retirement
If you leave a job where you had a 401(k), you have four choices with what to do with it. Want to know what they are? One of the common threads of a mobile workforce is that many individuals who leave their job are faced with a decision about what to do with their...
by Pam Horowitz | Feb 14, 2023 | Retirement
Here’s a question we get a lot – what the heck is the difference between a traditional and a Roth IRA. This is a simple explanation. Traditional Individual Retirement Accounts (IRA), which were created in 1974, are owned by roughly 36.6 million U.S. households. And...
by Pam Horowitz | Jan 30, 2023 | Retirement
The Internal Revenue Service (IRS) has released new limits for certain retirement accounts for the coming year. After months of high inflation and financial uncertainty, some of these cost-of-living-based adjustments have reached near-record levels. Keep in mind that...